So Growed Up

I got my first credit card the other day and opened a joint savings account with Andrew. The gal at the bank spoke with a cute Georgia accent. She asked us if the savings account was for the wedding. I told her that I was hoping it was for a house. I'm hoping the money we put in can stay in and that we don't have to pull it out for a vet bill, medical bill or other un-fun emergency. 

The credit card is cool. I got it through chase. I guess they like me because I've been doing my banking there for nearly 10 years. I'm just getting it so I can build credit. My credit limit is a whopping $200.. The 1% back is kinda nice so it would be nice if I could use it on more stuff. The credit limit will go up pretty quickly but I do most of my shopping at Winco and they don't take credit cards. I'm pretty sure the landlord doesn't take credit cards either. So, I guess I can use the for my electricity and internet bills. I have them on auto-pay and I have the credit card on auto-pay... so I just have to switch the bill to the credit card and I'll get a couple dollars a month back. Over the course of a year that's $24. Such savings! Err well if my electric internet cost $200 a month all year.. which wouldn't be savings at all. It would mean I need to remember to turn off some lights or something. Yeah so the main thing is that I can build good credit so I can buy a house someday with Andrew and have kids and chickens and dogs and cats and ferrets and goats...and gold fish.